Martin F. Grace, Ph.D.

James S. Kemper Professor of Risk Management and Professor of Legal Studies and Risk Management and Insurance, Robinson College of Business

Georgia State University; Atlanta, GA

Joel M. Guttman, Ph.D.

Associate Professor, Economics

Bar-Ilan University; Israel

James F. Cleary Chair in Finance, Carroll School of Management

Boston College; Boston, MA

John F. Smith Professor of Finance and Economics and Director of the Center for Financial and Policy Studies in the School of Business Administration

Loyola University; Chicago, IL

Ronnie J. Phillips, Ph.D.

Professor, Economics

Colorado State University; Fort Collins, CO

Director, Private Enterprise Research Center

Texas A&M; College Station, TX

Herman W. Lay Professor of Private Enterprise, Hankamer School of Business

Baylor University; Waco, TX